30萬營業(yè)執(zhí)照能貸多少款

很多朋友對于30萬營業(yè)執(zhí)照能貸多少款和企業(yè)貸款最高300萬不太懂，今天就由小編來為大家分享，希望可以幫助到大家，下面一起來看看吧！

本文目錄

①一般可貸到房產(chǎn)價(jià)值的7成。房產(chǎn)價(jià)值越高，可貸額度也就越高；

②銀行還會(huì)考察經(jīng)營流水和負(fù)債情況，經(jīng)營流水越大，負(fù)債越低，更容易獲得高額度。

①稅貸：誠信納稅的個(gè)體戶，納稅等級ABM，無需抵押物可申請多家銀行稅貸。

②稅票貸：近一年增值稅發(fā)票開票額較大的個(gè)體戶，可申請銀行稅票貸。

③經(jīng)營流水貸：經(jīng)營流水比較大的個(gè)體經(jīng)營者，可申請流水貸。（一般要求年流水結(jié)息≥28元）

公積金貸款額度，要根據(jù)還貸能力、房價(jià)成數(shù)、住房公積金賬戶余額和貸款最高限額四個(gè)條件來確定，其中四個(gè)條件計(jì)算出的最小值就是貸款人最高可貸金額。如果僅僅看住房公積金繳存基數(shù)，一般情況公積金繳存額與貸款比例為1：500，即300＊500＝15萬元。

商業(yè)貸款300萬分10年還清，使用等額本金的還款方式；每月月供還款金額為37250元；貸款總支付利息為741125元；最終還款本金加利息合計(jì)為3741125元。

期次每月月供（元）償還利息（元）償還本金（元）剩余本金（元）

237147.9212147.92250002950000

337045.8312045.83250002925000

436943.7511943.75250002900000

536841.6711841.67250002875000

636739.5811739.58250002850000

736637.511637.5250002825000

836535.4211535.42250002800000

936433.3311433.33250002775000

1036331.2511331.25250002750000

1136229.1711229.17250002725000

1236127.0811127.08250002700000

1435922.9210922.92250002650000

1535820.8310820.83250002625000

1635718.7510718.75250002600000

1735616.6710616.67250002575000

1835514.5810514.58250002550000

1935412.510412.5250002525000

2035310.4210310.42250002500000

2135208.3310208.33250002475000

2235106.2510106.25250002450000

2335004.1710004.17250002425000

2434902.089902.08250002400000

2634697.929697.92250002350000

2734595.839595.83250002325000

2834493.759493.75250002300000

2934391.679391.67250002275000

3034289.589289.58250002250000

3134187.59187.5250002225000

3234085.429085.42250002200000

3333983.338983.33250002175000

3433881.258881.25250002150000

3533779.178779.17250002125000

3633677.088677.08250002100000

3833472.928472.92250002050000

3933370.838370.83250002025000

4033268.758268.75250002000000

4133166.678166.67250001975000

4233064.588064.58250001950000

4332962.57962.5250001925000

4432860.427860.42250001900000

4532758.337758.33250001875000

4632656.257656.25250001850000

4732554.177554.17250001825000

4832452.087452.08250001800000

5032247.927247.92250001750000

5132145.837145.83250001725000

5232043.757043.75250001700000

5331941.676941.67250001675000

5431839.586839.58250001650000

5531737.56737.5250001625000

5631635.426635.42250001600000

5731533.336533.33250001575000

5831431.256431.25250001550000

5931329.176329.17250001525000

6031227.086227.08250001500000

6231022.926022.92250001450000

6330920.835920.83250001425000

6430818.755818.75250001400000

6530716.675716.67250001375000

6630614.585614.58250001350000

6730512.55512.5250001325000

6830410.425410.42250001300000

6930308.335308.33250001275000

7030206.255206.25250001250000

7130104.175104.17250001225000

7230002.085002.08250001200000

7429797.924797.92250001150000

7529695.834695.83250001125000

7629593.754593.75250001100000

7729491.674491.67250001075000

7829389.584389.58250001050000

7929287.54287.5250001025000

8029185.424185.42250001000000

8129083.334083.3325000975000

8228981.253981.2525000950000

8328879.173879.1725000925000

8428777.083777.0825000900000

8628572.923572.9225000850000

8728470.833470.8325000825000

8828368.753368.7525000800000

8928266.673266.6725000775000

9028164.583164.5825000750000

9128062.53062.525000725000

9227960.422960.4225000700000

9327858.332858.3325000675000

9427756.252756.2525000650000

9527654.172654.1725000625000

9627552.082552.0825000600000

9827347.922347.9225000550000

9927245.832245.8325000525000

10027143.752143.7525000500000

10127041.672041.6725000475000

10226939.581939.5825000450000

10326837.51837.525000425000

10426735.421735.4225000400000

10526633.331633.3325000375000

10626531.251531.2525000350000

10726429.171429.1725000325000

10826327.081327.0825000300000

11026122.921122.9225000250000

11126020.831020.8325000225000

11225918.75918.7525000200000

11325816.67816.6725000175000

11425714.58714.5825000150000

11525612.5612.525000125000

11625510.42510.4225000100000

11725408.33408.332500075000

11825306.25306.252500050000

11925204.17204.172500025000

好了，關(guān)于30萬營業(yè)執(zhí)照能貸多少款和企業(yè)貸款最高300萬的問題到這里結(jié)束啦，希望可以解決您的問題哈！